• Helping UK retirees move abroad since 2024

About Us

About us

Independent editorial,
built around your pension

Retirement Abroad UK started after one too many evenings explaining the same things to family and friends: which countries actually let UK pensioners settle, how the taxes really work, where £1,200 a month buys a decent life, and how to register with a foreign healthcare system.

We are not a relocation agent and nothing on this site is for sale by us: we do not sell property, visas, insurance or any other product, and we earn no commission on anything you go on to buy. The site is funded by clearly labelled paid advertising — currently one dental-treatment sponsor — which never influences our country ratings, figures or guides. Our job is to compare countries honestly through the eyes of a British retiree.

  • Independent editorial — advertisers never see or shape what we publish
  • Pound-denominated — every figure on the site is in £
  • Refreshed against GOV.UK, embassy and statistics-office sources
  • Transparent — we'll tell you the downsides too, and who pays for the site
How we score

Our destination ratings, explained

Cost of living

Sourced from Numbeo, Eurostat, ONS and on-the-ground British residents we interview annually. Single retiree, modest lifestyle, in pounds — never local currency.

Visa difficulty

Time, paperwork, income thresholds (converted to GBP) and renewal complexity for non-working over-55s. Cross-checked against each country's official immigration site.

Healthcare

Quality of the public system plus accessibility for new residents — including S1 form eligibility, registration steps and private cover costs for ages 55–70.

English & community

How easy daily life is in English, and whether there's an established British presence to lean on. Drawn from embassy population figures and resident reports.

Climate

Mediterranean, tropical or temperate — with notes on humidity, winter temperatures and any seasonal extremes that matter to older residents.

Safety

UK FCDO travel advice, OSAC reports and per-country crime statistics aggregated to a simple 1–5 score.

Editorial standards

  • Sources first. Every visa rule, tax rate and income threshold is verified against the official government source (GOV.UK, embassy, tax authority) and cited on the country page.
  • Regular refresh. Every destination is fully reviewed at least once a year and corrected in between whenever a rate or rule changes. Last review: .
  • No affiliate links, no commissions. We are never paid by estate agents, visa firms, insurance brokers or relocation consultants for a recommendation, and we do not use affiliate links. Paid advertising is labelled “Sponsored” and kept apart from editorial — see ownership and advertising below.
  • Plain numbers. All monetary figures are converted to pounds at clearly stated indicative rates, refreshed at each review.
  • Corrections welcome. If something is out of date or wrong, email us — we fix it and note the correction on the page. Our full corrections policy is below.

Where the figures come from

State Pension rates, uprating rules and voluntary National Insurance costs come from GOV.UK and DWP publications. Visa income thresholds come from each country's immigration authority or its consulate in London. Tax rates come from the national tax authority and the relevant UK double-taxation agreement. Cost-of-living figures are our own estimates built from Numbeo, Eurostat, national statistics offices and interviews with British residents.

Each destination and guide shows the date it was last reviewed. Where a figure is an estimate or an illustration rather than an official number, the page says so.

Corrections policy

This is a site people use to plan their retirement, so we treat errors seriously. To report one, email info@multiligo.com or use the contact form with the page URL and, if you have it, a link to the official source.

  • Acknowledged within 3 working days. Every correction request gets a reply from an editor.
  • Fixed or explained within 7 days. We re-check the figure against the primary source (GOV.UK, DWP, the embassy or the national tax authority) and either correct the page or explain why we believe it is right.
  • Visible correction note. A material correction — a wrong rate, threshold, date or rule — is noted on the page itself, and the page's “updated” date moves.
  • Site-wide check. When a figure appears on more than one page, we fix every instance, not just the one reported.

Every material correction is listed, with what changed and the source checked, in the corrections log.

How figures are re-verified

Every April, when the State Pension is uprated, we re-check the pension rate, the voluntary NI rates and the list of countries where the pension is uprated against GOV.UK, then re-run every projection table so that all pages agree with each other. Visa thresholds tied to a national minimum wage or an index (Portugal's D7, Spain's IPREM) are re-checked each January against the embassy or consulate page. Anything that changes between those dates is corrected as soon as we learn of it.

We do not accept payment to change, remove or soften anything in a guide, and a correction is never conditional on who asks for it.

Ownership and advertising

Retirement Abroad UK is owned and published by Multiligo Reklam Bilişim Pazarlama ve Danışmanlık Limited Şirketi (“Multiligo Ltd”), a company registered in Istanbul, Turkey (Turkish trade registry no. 320202-5). We are registered with the UK Information Commissioner's Office as a data controller (ICO registration ZC121768). Full company details are on the legal notice.

The site is funded by advertising. At present there is one paid placement: a sponsored offer for dental treatment in antalya, türkiye, shown in a labelled bar at the bottom of the screen and in a labelled band above the footer. Sponsored links carry rel="sponsored" and take you to the advertiser, not to a page of ours.

What advertising does not buy

  • No say over rankings, scores, figures or which countries we cover.
  • No sight of a guide before it is published, and no right to ask for changes afterwards.
  • No mention inside editorial content — an advertiser is only ever seen in a placement labelled “Sponsored”.
  • No affiliate links and no commission on anything you buy, anywhere on the site.

Read the full advertising disclosure →

Editorial team

Who we are

Our editors are former financial journalists and British expats currently living in Spain, Portugal and Cyprus. We've collectively been through the D7, Non-Lucrative and Pink Slip visa processes ourselves — so the country pages are written by people who've actually filed the forms.

We take professional advice on UK pension tax matters from chartered financial planners and use embassy and government sources for visa and healthcare information. We are not regulated to give personal financial or immigration advice — always consult a qualified professional before committing to a move.

Named author and reviewer profiles (Editor, Retirement Abroad UK and Chartered Financial Planner) are being added to this page and to every guide.

Got a question or a correction? Email the editors →

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