Disclaimer
Last updated: 18 May 2026
Retirement Abroad UK publishes general editorial information for people in the United Kingdom thinking about retiring abroad. Please read this disclaimer carefully — it is important.
Nothing on this Site constitutes financial advice, tax advice, legal advice, immigration advice or medical advice. The information is published in good faith and aims to be accurate at the time of writing, but it cannot replace personal advice from a qualified professional who understands your specific circumstances.
Multiligo Ltd is not authorised by the UK Financial Conduct Authority and is not regulated to give personal financial advice. It is not a registered immigration advisor under the Office of the Immigration Services Commissioner (OISC) and does not provide immigration services. It is not a regulated tax practice.
Immigration rules — including residency routes, income thresholds, processing times and required documents — change without notice. Always confirm the current requirements with the official immigration authority of the destination country or with a regulated immigration advisor before making decisions or filing applications.
The treatment of your UK State Pension, workplace pensions and personal pensions abroad depends on the country of residence, applicable double-taxation agreements, and your personal circumstances. Speak to a chartered financial planner and/or a cross-border tax adviser before transferring pension income, changing residence or making large currency conversions. Exchange rates fluctuate; cost-of-living figures on the Site are illustrative and are restated at each annual review.
Healthcare access for UK retirees depends on residency status, S1 form eligibility, bilateral agreements and the rules of the destination country's public system. Private medical insurance terms vary by age and pre-existing conditions. Confirm cover and eligibility with the relevant authorities and an insurer before relocating. The Site does not provide medical advice or recommend specific treatments.
Lifestyle, climate, cost-of-living and community descriptions on the Site reflect the editors' informed view at the time of writing. Your individual experience may differ. Past experience of other retirees is not a guarantee of future results.
We work from government, embassy and tax-authority sources, supplemented by reputable secondary sources and on-the-ground reporting from British residents we interview. Every destination page lists its sources and the date of last review. If you find an error, please email us at info@multiligo.com and we will correct it. See our editorial standards for more.
The Site links to and may quote from third-party sources (government, embassy, statistics, news). Those sources have their own terms and are responsible for their content. We are not responsible for changes made on third-party sites after the date we cited them.
Retirement Abroad UK is funded by advertising. The Site carries paid placements — at present one sponsored offer for dental treatment in Türkiye, shown in a labelled bar at the bottom of the screen and a labelled band above the footer. Every paid placement is marked “Sponsored”, its links carry rel="sponsored", and it is kept separate from editorial content. Advertisers do not see, commission or influence any guide, rating or figure on the Site.
We do not accept paid editorial, we do not use affiliate links, and we earn no commission on anything you buy — from an advertiser or anyone else. We do not sell property, visas, insurance or relocation services. Any enquiry you make to an advertiser is between you and that advertiser. Our full Advertising Disclosure explains what is paid for and how to recognise it.
To the fullest extent permitted by law, Multiligo Ltd and its directors, employees and contractors are not liable for any decisions you take, or losses you suffer, in reliance on the information on this Site. See our Terms of Use for the full limitation-of-liability clause.
Email info@multiligo.com for corrections, clarifications or to report an error.
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